April 8, 2024
jdowdinsStress Awareness Month
April is Stress Awareness Month, a time to recognize the negative impacts of stress. While it may be impossible to eliminate every stressor in your life, there are plenty of ways to reduce their effects on your life. Consider the following tactics to keep stress at bay: Plan and prioritize your most important responsibilities. Limit […]
April 8, 2024
jdowdinsAre You Prepared For Unpredictable Spring Weather?
Spring is known for bringing severe and unpredictable weather, including snowstorms, thunderstorms, flooding, extreme temperature changes and high winds. In spring, more than one weather event can often occur in the same week or even the same day. Because of the unpredictability of weather this time of year, it can be challenging to be fully […]
April 8, 2024
jdowdinsDistracted Driving Awareness Month
April Is Distracted Driving Awareness Month. Engaging in activities such as texting, using social media, adjusting the GPS or radio and consuming food while driving can reduce a driver’s reaction time, leading to accidents. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving killed 3,522 people in 2021— nearly 10% of all U.S. […]
April 5, 2024
AgencyWhy Home And Auto Insurance Rates Are Continuing To Rise
Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks […]
March 25, 2024
jdowdins5 Common Cybersecurity Myths Debunked
A recent study by Accenture, an international IT services and consulting company, found that 43% of all cyberattacks target small businesses. With this in mind, it’s clear that cybersecurity measures are necessary for organizations of all sizes. Cybersecurity consists of strategies implemented to help protect organizations from cyberattacks and related losses. Such defense has become […]
March 18, 2024
jdowdinsAre You Prepared For A Flood?
March is National Flood Awareness Month, and it’s the perfect time to make sure you’re prepared for a flood. Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, […]
March 15, 2024
jdowdinsHow To Protect Vacant Business Properties
Vacant buildings both face and pose several unique risks that must be addressed by property owners to safeguard their properties. These risks include elevated exposure to criminal activities, water damage, maintenance concerns, fire hazards, pest infestation and environmental risks. If a commercial property stays vacant for any period, it’s crucial to protect the investment and […]
March 11, 2024
jdowdinsHow To Protect Your Home From Floods
March is Flood Awareness Month! Floods may arise from many situations, including heavy rainfall, overflowing bodies of water, rapid snowmelt and damaged infrastructure. Even a slight amount of floodwater entering your home could cause significant damage. So taking steps to protect your property from floods is essential. Consider the following strategies to minimize flood-related losses: […]
March 8, 2024
jdowdinsHow to Prevent Mold in Your Home
Mold can wreak havoc on your home and lead to significant property damage and financial losses. Mold can also cause various health issues for you and other members of your household, potentially leading to medical complications and expenses down the road. In addition to the various potentially harmful impacts of mold, these issues can arise […]
January 31, 2024
jdowdinsTips for Home Insurance Buyers in 2024
While most significant factors, such as weather conditions, climate change and economic inflation, are out of the control of homeowners, policyholders must still consider steps they can take to mitigate rising premiums and find any potential savings that may be available. Retaining adequate insurance protection is vital for financial security, even during difficult times. Consider […]