July 12, 2024
jdowdinsTo File or Not to File: Understanding the Impact on Your Insurance Premium
Filing an insurance claim can be a straightforward process after an unfortunate event such as a car accident or damage to your home. However, what many people don’t realize is that filing claims can have a significant impact on your insurance premiums. Here’s a breakdown of when you should think twice before filing a claim, […]
July 8, 2024
jdowdinsJuly Is National Vehicle Theft Prevention Month
The National Highway Traffic Safety Administration (NHTSA) is raising awareness about the risk of vehicle theft and providing guidance on protecting your vehicle from criminals. Did You Know? Over 1,000,000 motor vehicles were stolen in 2023 in the United States. Historically, passenger cars have made up approximately 74% of all stolen motor vehicles. A motor […]
July 1, 2024
jdowdinsHow to Keep the Whole Family Safe While Boating This Summer
Boating in the summertime can be an excellent activity for the whole family to stay cool and enjoy exploring open waters. However, boating can pose many inherent risks, such as property damage, injuries and drowning. It’s essential to understand how to mitigate these risks before hitting the water. Consider the following tips to mitigate risk […]
June 24, 2024
jdowdinsDoes My Credit Score Affect My Insurance Premium?
The simple answer is yes, credit scores can affect insurance premiums in most states, but not all. Insurance companies use your credit history to calculate an “insurance score” that estimates your risk of filing an insurance claim. People with lower credit scores may be considered higher risk and pay higher premiums. However, the impact of […]
June 5, 2024
jdowdinsCelebrate World Environment Day With These Green Tips for Your Home
Today, June 5th, is World Environment Day. This annual celebration encourages people around the globe to consider ways they might be able to support and care for the environment. Whether you own or rent your home, there may be several ways you can do your part in commemorating World Environment Day. Consider the following possibilities: […]
May 13, 2024
jdowdinsHow To Avoid Contractor Scams
As a homeowner, you may need to make repairs or renovations to your home, or otherwise enlist the services of contractors. However, scammers and con artists may attempt to impersonate contractors and take advantage of your needs. Detect suspicious parties and avoid falling for their contractor scams by being wary of the following behaviors: Arriving […]
May 6, 2024
jdowdinsHow To Safely Share The Road With Motorcycles
May is Motorcycle Safety month, and an ideal time to review tips to keep motorcyclists safe on the road. Keep the following in mind when sharing the road with bikes and motorcycles: Check your blind spots before changing lanes or turning and always use turn signals. Avoid distractions while driving that could put other motorists, […]
April 8, 2024
jdowdinsStress Awareness Month
April is Stress Awareness Month, a time to recognize the negative impacts of stress. While it may be impossible to eliminate every stressor in your life, there are plenty of ways to reduce their effects on your life. Consider the following tactics to keep stress at bay: Plan and prioritize your most important responsibilities. Limit […]
April 8, 2024
jdowdinsAre You Prepared For Unpredictable Spring Weather?
Spring is known for bringing severe and unpredictable weather, including snowstorms, thunderstorms, flooding, extreme temperature changes and high winds. In spring, more than one weather event can often occur in the same week or even the same day. Because of the unpredictability of weather this time of year, it can be challenging to be fully […]
April 8, 2024
jdowdinsDistracted Driving Awareness Month
April Is Distracted Driving Awareness Month. Engaging in activities such as texting, using social media, adjusting the GPS or radio and consuming food while driving can reduce a driver’s reaction time, leading to accidents. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving killed 3,522 people in 2021— nearly 10% of all U.S. […]