March 24, 2025
jdowdinsSevere Convective Storms: A Preparedness Guide for Business Resilience
As a business owner, ensuring the safety of your employees and protecting your property is of utmost importance, especially in the face of severe convective storms. These unpredictable weather events can bring about destructive winds, hail and tornadoes, which can pose significant risks to both your workforce and your business infrastructure. Consider these tips to […]
March 12, 2025
jdowdins5 Tips for Getting Home Safely on St. Patrick’s Day
St. Patrick’s Day sees an uptick in drunk-driving related deaths every year. Below are five tips that can help you get home safely. Appoint a designated driver you trust to stay sober all night. Never get into a car with a driver who’s impaired. Use a ride-hailing app, taxi or public transportation to get around. […]
March 10, 2025
jdowdinsPreventing Sewer Backups
Sewer backups can cause significant water damage and may lead to expensive losses. Financially protect yourself from these situations by considering the following tips: Never put coffee grounds, fat or grease down your drain. Instead, dispose of them in the trash. Avoid flushing anything but toilet paper, as other products may not degrade and could […]
March 5, 2025
jdowdinsHome Preparation Tips for Spring Break Travel
Going on vacation can leave your home vulnerable to break-ins and burglaries. Consider the following tips to keep your home safe when you’re away on spring break: Install a home security system. Refrain from posting about your trip until you are home. Ask a friend to watch your house for suspicious activity. Put your lights […]
February 3, 2025
jdowdinsHow to Prevent Fires and Burns in Your Home
Every year, the American Burn Association recognizes the first full week of February as National Burn Awareness Week. Whether caused by hot surfaces, flames or scalding water, burns can have significant and long-lasting effects on a person’s health. National Burn Awareness Week aims to limit these incidents by teaching you and your family how to […]
January 30, 2025
jdowdinsHow To Prevent Home Burglaries and Break-Ins
Home burglaries or break-ins can happen to anyone at any time. Whether you are at work, running errands or on vacation, an empty house can attract unwanted visitors. Understanding the impacts of home burglaries and how to prevent them is an essential part of being a responsible homeowner. Home Burglary Statistics A burglary occurs every […]
January 21, 2025
jdowdinsHow To Lower Your Home Insurance Premiums
Many significant trends and patterns impacting the homeowners insurance market may be beyond the control of the average policyholder; however, policyholders can still take steps to mitigate rising premiums. Retaining adequate insurance protection is vital for financial security, even during difficult times. The following strategies may help policyholders lower their rates or limit upcoming increases: […]
January 14, 2025
jdowdinsNew Year, Happier Mind: Easy Wellness Habits
As a new year starts, many of us reflect on the past and set resolutions for the future. Although physical health goals often take center stage, focusing on mental wellness is equally important. Building good mental wellness habits can significantly enhance your quality of life, helping you navigate stress, improve relationships and achieve a greater […]
January 14, 2025
jdowdinsAre You Prepared For Wildfires?
Many homeowners face the risk of wildfires, which are usually triggered by lightning or accidents. They spread quickly, igniting brush, trees and homes. Some homes survive, but unfortunately, many others do not. Those that survive almost always do so because their owners had prepared for fire. Reduce your risk by preparing now to protect your […]
January 13, 2025
jdowdinsPreventing Theft and Vandalism in Small Businesses
Theft and vandalism pose significant risks to small businesses across all industries. These incidents can lead to financial losses, property damage and operational disruptions. Given these potential consequences, business leaders must take steps to safeguard their organizations. This blog explores the risks of theft and vandalism, prevention strategies, response protocols and essential insurance considerations. Theft […]