August 27, 2024
jdowdinsHow Personal Insurance Works
Insurance can be confusing for a lot of people. Let’s break down personal insurance into understandable terms. Insurance is meant to help pay for damage or losses you sustain or accidentally cause to others. Without it, such incidents could lead to significant financial stress. What Is Personal Insurance? Personal insurance, simply put, can be any […]
June 28, 2023
AgencyWhat Is Insurance And Why Is It So Important?
We all have been advised to buy insurance more than once – for life, health, and even for buying a new car or starting a new business. But, often we shy away from buying insurance, thinking why do I need to buy a life or health insurance being a young and healthy person? Or, why […]
June 9, 2021
AgencyWhy Do You Need Personal Umbrella Liability Insurance?
After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss the approaching stop sign. Jim […]
March 23, 2021
AgencyReligious Organizations & Nonprofit Risk Insights: Partnering with For-Profit Companies Successfully
Adequate funding is essential for a nonprofit organization, and partnering with a corporation, known as cause-related marketing, can be a lucrative option to guarantee revenue. However, risk in these relationships tends to fall disproportionately on the nonprofit partners, either because they are putting their most substantial asset at risk, such as their name, or because […]
March 8, 2021
AgencyTop 7 Risks for Landscaping Companies
Landscaping can be a competitive and rewarding field, and years of hard work can help organizations establish a strong customer base and reputation. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly. Depending on the complexity of your landscaping company, there are a number of […]
February 25, 2021
AgencyClothes Dryer Safety Tips
Doing laundry at home is a regular task you perform, but don’t let that make you complacent. The majority of clothes dryer fires are caused by failing to follow simple safety tips, like cleaning out the lint trap before and after each cycle, and conduct routine maintenance. With this in mind, here are some clothes […]
January 27, 2021
AgencyShould You Switch Auto Insurance Each Year?
Many people look each year for ways to save money on their auto insurance. In some cases, they may try to get ahead of the curve by switching their auto insurance provider every year. Unfortunately, this could actually hurt your rates rather than help them. Rates Don’t Always Go Up by Year Your car insurance […]
January 18, 2021
AgencyThe New Year Is A Great Time For A Life Insurance Check Up
The majority of Americans (66%*) agree that the pandemic has made them better understand the value of life insurance. Life insurance is a different type of financial product – one you purchase for loved ones to provide peace of mind when they need it most. That has come into greater focus this year […]
December 16, 2020
Agency5 Common Home Insurance Myths
If you want to know exactly what’s up with your home insurance, read your policy and call your agent. There’s too much bad information out there that gets passed around and repeated so often that it must be true, but it’s not. Here are five of the big ones: Renters Will Be Covered Under the […]
December 9, 2020
AgencyShould My Business Policy Cover Independent Contractors?
Independent contractors, vendors and other third-party workers can help your business grow. Sometimes, however, their help can spawn a new set of problems. Your business insurance policy may already be comprehensive. Still, many policies don’t extend coverage to these workers. Should My Independent Contractor Have Insurance? When you hire someone to work, they might make […]