Contractors

Contractors and subcontractors in the construction industry face a wide range of completed operations liability exposures. After all, various construction tasks carry risks of third-party bodily injuries or property damage that may result from the finished work, possibly leading to costly lawsuits. Even quality workmanship is not immune to potential completed operations losses. Yet, considering […]

Heating, ventilation and air conditioning (HVAC) contractors install, maintain and repair heating and cooling systems in residential and commercial structures. They work with appliances, water heaters, toilets and sprinkler systems in new buildings and existing structures. Due to the wide variety of tasks these contractors perform, they may need specialized coverage to protect against liabilities. […]

Independent contractors, vendors and other third-party workers can help your business grow. Sometimes, however, their help can spawn a new set of problems.  Your business insurance policy may already be comprehensive. Still, many policies don’t extend coverage to these workers.   Should My Independent Contractor Have Insurance?  When you hire someone to work, they might make […]