January 31, 2023
AgencyManufacturing: Lower Costs by Implementing Safety Programs
Across the country, employers pay almost $1 billion per week for direct workers’ compensation costs alone, which comes straight out of company profits. In fact, lost productivity from injuries and illnesses costs companies roughly $63 billion each year. According to the Occupational Safety and Health Administration (OSHA), workplaces that establish safety and health management systems […]
January 30, 2023
AgencyHow To Protect Your Auto Repair Shop From Common Liability Exposures
While owning and operating an auto body repair shop can be a very rewarding experience, owners face a number of exposures that they will need to contend with on a daily basis in order to successfully run their business. It’s important to understand the challenges presented by these exposures, as they can cause significant damage […]
January 25, 2023
AgencyCompleted Operations Liability Exposures For Contractors
Contractors and subcontractors in the construction industry face a wide range of completed operations liability exposures. After all, various construction tasks carry risks of third-party bodily injuries or property damage that may result from the finished work, possibly leading to costly lawsuits. Even quality workmanship is not immune to potential completed operations losses. Yet, considering […]
January 19, 2023
AgencyHandling Insurance Carrier Recommendations
As a business owner, you take on a certain level of risk—it’s unavoidable. Losses related to fires, floods, workplace accidents, products liability and other types of exposures are common for organizations of all kinds. To address these concerns, the right insurance policy can prove invaluable, allowing you to transfer risks and focus on growing your […]
January 3, 2023
AgencyNow Insuring Washington State
We are now offering personal and commercial insurance coverage in Washington! If you have family or friends looking for coverage in Washington, we can help them the right coverage at the best rate with the same unmatched customer service you’ve come to expect from us. Check Out Available Coverage: Personal Lines Commercial Lines Home Insurance […]
December 21, 2022
AgencyWhy Private Companies Need D&O Insurance
Directors and officers (D&O) insurance provides corporate directors and officers with coverage for managerial decisions that negatively impact the company. This insurance may generally cover legal fees, settlements, and other costs related to their defense. All types of businesses should seriously consider D&O insurance, but there’s a common misconception that private companies may not need […]
November 28, 2022
AgencyWhat Is Smishing and How Do You Protect Against It?
Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. WHAT IS SMISHING? Smishing relies on the same tactics […]
November 17, 2022
AgencyPolicyholder Duties Following a Commercial Property Loss
Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies. Here are common duties most policies require insureds to uphold in the event of a loss: Notify the police if any laws […]
October 24, 2022
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity. In order for organizations to truly protect themselves […]
October 19, 2022
AgencyBenefits of Cyber Liability Insurance
When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any […]