February 17, 2025
jdowdinsWhat You Need To Know About Auto Insurance
Auto Insurance Coverages Explained: What You Need to Know If you’re a driver in Central Texas, you know that being on the road comes with risks. Whether you commute daily, take weekend road trips, or just drive around town, having the right auto insurance is essential. But with so many different types of coverage available, […]
February 5, 2025
jdowdinsWhat Is GAP Insurance?
Understanding the Importance of GAP Coverage Auto insurance is a critical investment in your financial security and is also usually required by law. However, while you’re likely aware of the importance of a suitable policy, there may still be more you can learn about various coverage options, such as guaranteed asset protection (GAP) coverage. GAP […]
January 8, 2025
jdowdinsTeen Driving Awareness Month
Motor vehicle crashes are the leading cause of death for teenagers in the United States. It’s crucial to form safe driving habits to help mitigate the risks of being in an auto accident. Talk to your teens about the following: Put down the phone. Many teens admit to using cell phones while driving. Ask teens […]
November 25, 2024
jdowdinsHow Do Auto Insurance Renewals Work?
Insurers renew auto insurance policies every six or 12 months. Renewals are typically automatic. It’s crucial to pay attention to notices you may receive from your auto insurance company. Rates May Increase With Renewal Numerous factors can trigger rate increases, including the number of claims in your area, rising auto repair costs and general economic […]
November 15, 2024
jdowdins5 Steps to Avoid Coverage Gaps In Personal Insurance
There are 5 steps you can take to avoid coverage gaps in your insurance portfolio. Assess liability risks. Certain policyholders may need to manage greater liability risk levels. For example, if you have children or pets, you may want to retain more coverage in your home insurance policy. Similarly, additional financial security may be advisable […]
November 13, 2024
jdowdinsWhat Are Common Gaps In Personal Insurance?
The various policies and coverages that make up your insurance portfolio can potentially ensure you’re able to endure accidents, natural disasters and unexpected circumstances that might otherwise incur devastating financial losses. These risks may be particularly prevalent for those who fail to identify and address common coverage gaps. Common Personal Insurance Gaps Consider the following […]
October 23, 2024
jdowdinsSafety Tips for Teen Drivers and Their Parents
Handing a teenager their first set of car keys can carry significant risks. In fact, recent research from the Centers for Disease Control and Prevention found that drivers ages 16-19 are more likely to be involved in a motor vehicle crash than any other age group. Nevertheless, newly licensed teens and their parents can work […]
October 2, 2024
jdowdinsBattling Insurance Premium Increases: Smart Strategies for Savvy Consumers
Insurance premiums can often feel like a rollercoaster ride, with unexpected increases that strain your budget. Whether it’s auto or home insurance, rising premiums can be frustrating. Fortunately, there are several effective strategies you can employ to combat these increases. By adjusting your deductible, participating in telematics programs, avoiding unnecessary claims, and shopping for better […]
September 30, 2024
jdowdinsHow to Get Favorable Auto Insurance Rates for Teen Drivers
Young drivers are some of the most expensive to insure, primarily due to their lack of experience and the statistical likelihood that they’ll cause an accident. Even so, there are several strategies that can help keep insurance costs under control: Choose the right vehicle. Cars that are relatively low in value with good safety ratings […]
September 12, 2024
jdowdinsWhat To Do If You’re In An Animal Collision
Check out this video to learn what you should do if you’re involved in an animal collision.