January 29, 2024
jdowdinsAt What Age Do Car Insurance Rates Decrease?
Car insurance rates typically decrease as drivers get older, with the most significant decrease occurring between 18 and 19. This decline in premiums is due to insurance companies’ perceived risk reduction between theses ages. How Inexperienced Drivers Can Lower Car Insurance Premiums For young drivers, staying on a parent’s insurance policy can result in lower […]
January 22, 2024
jdowdinsDoes Your Business Need Product Guarantee Insurance?
Does Your Business Need Product Guarantee Insurance? Many businesses face risks related to their product’s performance, and claims in this area can have significant and far-reaching consequences. Product guarantee insurance can be an integral part of a company’s insurance portfolio, as it may offer valuable protection against allegations that a business’s product failed to meet […]
January 18, 2024
jdowdinsDon’t Make These Home Insurance Claims Mistakes
Navigating the intricate landscape of home insurance claims can be daunting, and avoiding common mistakes is crucial to ensuring a smooth and successful process. Whether you’re a first-time homeowner or a seasoned one, understanding the pitfalls to avoid can make a significant difference in the outcome of your claim. The following are the most common […]
January 18, 2024
jdowdinsSix Trends Affecting Commercial Property Insurance
Commercial property insurance plays a critical role in protecting the assets of a business. In the event of a loss, this coverage can help businesses replace or rebuild their damaged or destroyed property and restore their operations in a timely manner. As such, it’s crucial for your organization to obtain a sufficient commercial property insurance […]
December 4, 2023
AgencyOlder Driver Safety Awareness Week
Older Driver Safety Awareness Week, held each December, serves as a critical reminder of the importance of road safety for our aging population. As our loved ones grow older, their ability to drive safely can change, and our responsibility is to help ensure their well-being behind the wheel. Why Older Driver Safety Awareness Week Matters […]
October 30, 2023
AgencyHalloween Safety for Children
Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these festivities can also carry serious safety risks. That’s why it’s important to have precautions in place to protect your kids from the risk of Halloween-related injuries or accidents. Keep reading for Halloween safety tips for […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
March 13, 2023
AgencySmall Doesn’t Mean Safe – Protect Your Small Business From Cyber Attacks
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. The statistics of […]
January 3, 2023
AgencyJanuary Is National Blood Donor Month
Every two seconds someone in the United States needs blood, according to the American Red Cross. January is National Blood Donor Month! Winter is one of the most challenging times of the year to collect enough blood products and donations to meet patient needs. That’s why National Blood Donor Month is celebrated every January. This […]
January 3, 2023
AgencyLife Insurance Review
The new year is a great time to review your life insurance policy to ensure you understand your coverage and benefits and confirm the coverage is still meeting your needs. Life Insurance Checklist Review your life insurance policy summary*, and follow this checklist to understand your current coverage: Review and understand type, amount and length […]