March 8, 2024
jdowdinsHow to Prevent Mold in Your Home
Mold can wreak havoc on your home and lead to significant property damage and financial losses. Mold can also cause various health issues for you and other members of your household, potentially leading to medical complications and expenses down the road. In addition to the various potentially harmful impacts of mold, these issues can arise […]
March 4, 2024
jdowdinsDo You Have The Right Insurance Coverage For Your Motorcycle?
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage Required by most states, liability insurance covers bodily injury and property damage that you may cause […]
February 29, 2024
jdowdinsNavigating the Cyber Insurance Claims Process
Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent over the past decade, impacting organizations of all sizes and industries. These incidents are only expected to become more damaging and devastating in the years ahead, making it difficult for organizations to recover. In fact, global cyber economy researcher and publisher Cybersecurity […]
February 26, 2024
jdowdinsHow To Prevent Formjacking Cyber Threats
Mitigating the Risk of Formjacking As businesses increasingly rely on online transactions, cybercriminals have developed a scheme known as formjacking to steal sensitive data. Formjacking poses significant risks to businesses, as it is difficult to stop and can lead to major financial losses and reputational damage. This article provides more information on formjacking and offers […]
February 21, 2024
jdowdinsWhat To Do After A Car Accident
Car accidents can be frightening, and dealing with the aftermath may seem confusing. Here are the basic steps to follow after a car accident. Look for injuries. Inspect yourself and any passengers for injuries. Avoid moving anyone who is seriously injured (yourself included). Call 911 right away or ask a bystander to call […]
February 19, 2024
jdowdinsWorkers Comp: Return-To-Work Programs
Types of Transitional Duties in Return-to-Work Programs When an employee experiences an occupational illness or injury, their eventual return to the workplace can create considerable challenges, putting significant stress on both the individual and their employer. Nevertheless, return-to-work (RTW) programs can help alleviate these concerns by supporting staff as they reintegrate into the workforce. These […]
February 15, 2024
jdowdinsAuto Insurance: What Is Personal Injury Protection Coverage?
Personal injury protection (PIP) is a type of auto coverage that can help pay for your medical bills and passengers’ medical bills if you’re in a vehicular accident, regardless of fault. In some states, PIP can even offer coverage if you’re injured by a vehicle as a pedestrian, cyclist, or passenger involved in an accident. […]
February 12, 2024
jdowdinsCyber Liability: Deepfakes Explained
Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years—you can even find a version of them in social media applications. For instance, with Snapchat, face-changing filters take real-time data and feed it through an algorithm to produce a synthetic image. However, as the technology has evolved, […]
February 7, 2024
jdowdinsCheck Your Insurance Coverage Amid Storm Season
Adverse weather, such as high winds, heavy rain, hail and tornadoes, can cause extensive damage to homes and vehicles. Therefore, homeowners and drivers like you need appropriate insurance coverage, including policies and endorsements designed to provide financial protection against storm damage. Common Home Insurance Coverage Gaps Many homeowners don’t fully understand how coverage gaps can […]
January 31, 2024
jdowdinsTips for Home Insurance Buyers in 2024
While most significant factors, such as weather conditions, climate change and economic inflation, are out of the control of homeowners, policyholders must still consider steps they can take to mitigate rising premiums and find any potential savings that may be available. Retaining adequate insurance protection is vital for financial security, even during difficult times. Consider […]