March 24, 2025
jdowdinsSevere Convective Storms: A Preparedness Guide for Business Resilience
As a business owner, ensuring the safety of your employees and protecting your property is of utmost importance, especially in the face of severe convective storms. These unpredictable weather events can bring about destructive winds, hail and tornadoes, which can pose significant risks to both your workforce and your business infrastructure. Consider these tips to […]
March 20, 2025
jdowdinsWhy Millennials Should Care About Life Insurance
If you’re a millennial, chances are life insurance isn’t exactly at the top of your to-do list. Between paying off student loans, saving for a home, or planning your next adventure, thinking about what happens after you’re gone probably isn’t a priority. But here’s the thing—life insurance isn’t just for your grandparents. It’s a smart, […]
March 18, 2025
jdowdinsInsurance Considerations For Law Firms
To help address their exposures and potential losses, law firms should consider the following types of coverage: Professional liability coverage—If a client alleges that a law firm’s staff provided negligent services or made other professional mistakes, this coverage—also called errors and omissions insurance—can help pay the resulting expenses. General liability insurance—This coverage can assist if […]
March 12, 2025
jdowdins5 Tips for Getting Home Safely on St. Patrick’s Day
St. Patrick’s Day sees an uptick in drunk-driving related deaths every year. Below are five tips that can help you get home safely. Appoint a designated driver you trust to stay sober all night. Never get into a car with a driver who’s impaired. Use a ride-hailing app, taxi or public transportation to get around. […]
March 10, 2025
jdowdinsPreventing Sewer Backups
Sewer backups can cause significant water damage and may lead to expensive losses. Financially protect yourself from these situations by considering the following tips: Never put coffee grounds, fat or grease down your drain. Instead, dispose of them in the trash. Avoid flushing anything but toilet paper, as other products may not degrade and could […]
March 5, 2025
jdowdinsHome Preparation Tips for Spring Break Travel
Going on vacation can leave your home vulnerable to break-ins and burglaries. Consider the following tips to keep your home safe when you’re away on spring break: Install a home security system. Refrain from posting about your trip until you are home. Ask a friend to watch your house for suspicious activity. Put your lights […]
March 3, 2025
jdowdinsHow to Handle Auto Insurance Nonrenewals
Facing an auto insurance nonrenewal can be stressful, but you have options. It’s crucial to take action to help maintain continuous coverage. Talk With Your Agent Your insurance agent can help you understand the reasons behind a nonrenewal notice. It could be due to the insurer’s business decisions, your driving record or claims history. Explore […]
February 26, 2025
jdowdinsThe Ultimate Guide to Motorcycle Insurance in Central Texas
Riding season is here, and there’s nothing quite like the freedom of cruising down Central Texas roads on your motorcycle. Whether you’re gearing up for weekend rides through the Hill Country or commuting daily, having the right motorcycle insurance is essential for your safety and financial protection. But what exactly does motorcycle insurance cover, and […]
February 24, 2025
jdowdinsInsurance Considerations for Nonprofits
Essential Insurance Considerations for Nonprofits in Central Texas As a nonprofit leader, your mission is to serve the community, but protecting your organization is just as crucial. In 2025, several emerging trends could impact nonprofits, making the right insurance coverage more important than ever. From cybersecurity threats to workforce challenges and evolving compliance requirements, understanding […]
February 19, 2025
jdowdins7 Insurance Coverages For Contractors
Essential Insurance Coverage for Contractors: Protecting Your Business and Projects As a contractor, your work is demanding, unpredictable, and filled with risks—both on and off the job site. Whether you’re building custom homes, renovating commercial properties, or managing large-scale infrastructure projects, the right insurance coverage is essential to protect your business from financial loss and […]