July 11, 2021
AgencyOperation Safe Driver Week 2021
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)— runs from July 11-17. This yearthe CVSA is focusing on speeding. The Purpose of Operation Safe Driver Week Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on […]
July 2, 2021
AgencyCalculating Your Renters Insurance Needs
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how to calculate your policy needs. What […]
July 1, 2021
AgencyCommon Auto Insurance Policy Questions
If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that […]
June 30, 2021
AgencyFactors That Affect Your Home Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Your Personal Information Your credit history, claims history and marital status can all contribute to your premium costs: Credit history—In most cases insurance […]
June 29, 2021
AgencyLife Events that Affect Your Insurance Needs
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact us today if you’re affected by any of the following life events: New home ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, ensure […]
June 27, 2021
AgencyUnderstanding Your Insurance Policy
We understand that you might not be interested in reading the fine print of your insurance policy. But since an insurance policy is a legal contract between the insured—you or the entity being insured—and the insurer, it’s important for you to understand policy basics. Reading your policy helps you verify that the policy meets your […]
June 21, 2021
AgencyWorkers Comp Insights – Subrogation Explained
As an employer, you do everything you can to promote a safe organization and protect employees from occupational illnesses and injuries, thus minimizing potential workers’ compensation claims. Nevertheless, the risk of an employee experiencing a work-related illness or injury due to the fault of a third party—whether it’s another organization, a contractor or a member […]
June 14, 2021
AgencyWorking Safely as Temperatures Rise
Rising summer temperatures make the probability of hazardous heat exposure a real threat for many workers. In fact, there are more than 1,300 deaths in the United States each year due to extreme heat exposure, per the Environmental Protection Agency (EPA). Thousands of workers face potential dangers from overexposure to heat—even those who primarily work […]
June 9, 2021
AgencyWhy Do You Need Personal Umbrella Liability Insurance?
After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss the approaching stop sign. Jim […]
May 23, 2021
AgencyNational Safe Boating Week – May 22-28
Its National Safe Boating Week—which is scheduled for May 22-28 this year—encourages boaters to maintain reliable vessels and follow responsible boating practices. After all, lacking proper boating precautions can increase the risk of accidents occurring on the water. In fact, according to the U.S. Coast Guard, over 4,000 boating accidents happen annually— contributing to […]