March 3, 2025
jdowdinsHow to Handle Auto Insurance Nonrenewals
Facing an auto insurance nonrenewal can be stressful, but you have options. It’s crucial to take action to help maintain continuous coverage. Talk With Your Agent Your insurance agent can help you understand the reasons behind a nonrenewal notice. It could be due to the insurer’s business decisions, your driving record or claims history. Explore […]
February 26, 2025
jdowdinsThe Ultimate Guide to Motorcycle Insurance in Central Texas
Riding season is here, and there’s nothing quite like the freedom of cruising down Central Texas roads on your motorcycle. Whether you’re gearing up for weekend rides through the Hill Country or commuting daily, having the right motorcycle insurance is essential for your safety and financial protection. But what exactly does motorcycle insurance cover, and […]
February 24, 2025
jdowdinsInsurance Considerations for Nonprofits
Essential Insurance Considerations for Nonprofits in Central Texas As a nonprofit leader, your mission is to serve the community, but protecting your organization is just as crucial. In 2025, several emerging trends could impact nonprofits, making the right insurance coverage more important than ever. From cybersecurity threats to workforce challenges and evolving compliance requirements, understanding […]
February 19, 2025
jdowdins7 Insurance Coverages For Contractors
Essential Insurance Coverage for Contractors: Protecting Your Business and Projects As a contractor, your work is demanding, unpredictable, and filled with risks—both on and off the job site. Whether you’re building custom homes, renovating commercial properties, or managing large-scale infrastructure projects, the right insurance coverage is essential to protect your business from financial loss and […]
February 17, 2025
jdowdinsWhat You Need To Know About Auto Insurance
Auto Insurance Coverages Explained: What You Need to Know If you’re a driver in Central Texas, you know that being on the road comes with risks. Whether you commute daily, take weekend road trips, or just drive around town, having the right auto insurance is essential. But with so many different types of coverage available, […]
February 10, 2025
jdowdinsUnderstanding Replacement Cost vs. Payment Schedule for Home Roof Insurance Claims
Replacement Cost vs. Payment Schedule for Roof Claims: What Texas Homeowners Need to Know If you’ve ever had to file a roof claim on your home insurance policy, you may have heard terms like “replacement cost” and “payment schedule.” But what do these mean, and how do they impact your coverage and out-of-pocket expenses? With […]
February 5, 2025
jdowdinsWhat Is GAP Insurance?
Understanding the Importance of GAP Coverage Auto insurance is a critical investment in your financial security and is also usually required by law. However, while you’re likely aware of the importance of a suitable policy, there may still be more you can learn about various coverage options, such as guaranteed asset protection (GAP) coverage. GAP […]
February 3, 2025
jdowdinsHow to Prevent Fires and Burns in Your Home
Every year, the American Burn Association recognizes the first full week of February as National Burn Awareness Week. Whether caused by hot surfaces, flames or scalding water, burns can have significant and long-lasting effects on a person’s health. National Burn Awareness Week aims to limit these incidents by teaching you and your family how to […]
January 30, 2025
jdowdinsHow To Prevent Home Burglaries and Break-Ins
Home burglaries or break-ins can happen to anyone at any time. Whether you are at work, running errands or on vacation, an empty house can attract unwanted visitors. Understanding the impacts of home burglaries and how to prevent them is an essential part of being a responsible homeowner. Home Burglary Statistics A burglary occurs every […]
January 27, 2025
jdowdinsWhat Does a Business Owners Policy Cover?
Many large businesses rely on standalone policies to insure their various risks. However, a business owners policy, commonly referred to as a BOP, packages both property and liability coverage for eligible small businesses. These policies make it easy to protect a business from common risks in a cost-effective manner. BOPs typically include three types of […]