Do I Need Wedding Insurance?

Your wedding day may be one of your life’s most beautiful and monumental moments. However, many of these celebrations include significant financial investments, and lacking appropriate preparedness could derail your day and lead to expensive losses.

Wedding insurance may prove to be a valuable precaution in both the lead-up to your wedding and on the big day itself, playing an essential role in providing financial security and peace of mind. Consider how the following coverage options may limit potential losses:

• Cancellation or delay coverage—Planning a wedding often requires you to enlist the assistance of various vendors. Should unexpected circumstances force you to change the date of your wedding or other aspects of your big day, this coverage can help recoup deposits and fees and pay additional costs.
• Liability coverage—As guests, vendors and other parties take up the celebrations, often on another party’s property, you should account for potential liabilities. If a guest is injured or causes property damage, such as to a venue’s furniture or decorations, your insurance could help offset losses. If you plan to serve alcohol at your wedding, you should also ensure liquor liability coverage is included in your policy, as it can offer coverage for the actions of intoxicated parties.
• Personal property coverage—Your wedding may involve valuable items, such as dresses, tuxedos, veils, jewelry, gifts and photographs. This part of your insurance can play a key role in financially protecting you from incidents in which such prized possessions are lost, damaged or stolen.

To learn more about wedding insurance or compare personalized quotes, contact us today.