March 21, 2024
jdowdinsWhat Are Insurance Coverage Exclusions?
Insurance policies are very commonplace. Chances are most people you know have at least a homeowners or auto insurance policy—many have both. Beyond these, other popular offerings include life insurance, dental insurance and health insurance. Insurance is designed to help pay for losses you experience. For example, homeowners insurance may help pay for a broken […]
March 18, 2024
jdowdinsAre You Prepared For A Flood?
March is National Flood Awareness Month, and it’s the perfect time to make sure you’re prepared for a flood. Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, […]
March 15, 2024
jdowdinsHow To Protect Vacant Business Properties
Vacant buildings both face and pose several unique risks that must be addressed by property owners to safeguard their properties. These risks include elevated exposure to criminal activities, water damage, maintenance concerns, fire hazards, pest infestation and environmental risks. If a commercial property stays vacant for any period, it’s crucial to protect the investment and […]
March 11, 2024
jdowdinsHow To Protect Your Home From Floods
March is Flood Awareness Month! Floods may arise from many situations, including heavy rainfall, overflowing bodies of water, rapid snowmelt and damaged infrastructure. Even a slight amount of floodwater entering your home could cause significant damage. So taking steps to protect your property from floods is essential. Consider the following strategies to minimize flood-related losses: […]
March 8, 2024
jdowdinsHow to Prevent Mold in Your Home
Mold can wreak havoc on your home and lead to significant property damage and financial losses. Mold can also cause various health issues for you and other members of your household, potentially leading to medical complications and expenses down the road. In addition to the various potentially harmful impacts of mold, these issues can arise […]
March 4, 2024
jdowdinsDo You Have The Right Insurance Coverage For Your Motorcycle?
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage Required by most states, liability insurance covers bodily injury and property damage that you may cause […]
February 29, 2024
jdowdinsNavigating the Cyber Insurance Claims Process
Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent over the past decade, impacting organizations of all sizes and industries. These incidents are only expected to become more damaging and devastating in the years ahead, making it difficult for organizations to recover. In fact, global cyber economy researcher and publisher Cybersecurity […]
February 26, 2024
jdowdinsHow To Prevent Formjacking Cyber Threats
Mitigating the Risk of Formjacking As businesses increasingly rely on online transactions, cybercriminals have developed a scheme known as formjacking to steal sensitive data. Formjacking poses significant risks to businesses, as it is difficult to stop and can lead to major financial losses and reputational damage. This article provides more information on formjacking and offers […]
February 21, 2024
jdowdinsWhat To Do After A Car Accident
Car accidents can be frightening, and dealing with the aftermath may seem confusing. Here are the basic steps to follow after a car accident. Look for injuries. Inspect yourself and any passengers for injuries. Avoid moving anyone who is seriously injured (yourself included). Call 911 right away or ask a bystander to call […]
February 19, 2024
jdowdinsWorkers Comp: Return-To-Work Programs
Types of Transitional Duties in Return-to-Work Programs When an employee experiences an occupational illness or injury, their eventual return to the workplace can create considerable challenges, putting significant stress on both the individual and their employer. Nevertheless, return-to-work (RTW) programs can help alleviate these concerns by supporting staff as they reintegrate into the workforce. These […]