September 16, 2024
jdowdinsConsiderations When Renting an Electric Scooter
Electric scooters have surged in popularity in recent years, providing a convenient and eco-friendly mode of transportation. If you’re considering renting an electric scooter, keep some important safety and insurance considerations in mind. Before Riding Inspect the scooter for any defects or malfunctions. Always wear a helmet for maximum protection, even if it’s not required […]
September 12, 2024
jdowdinsWhat To Do If You’re In An Animal Collision
Check out this video to learn what you should do if you’re involved in an animal collision.
September 9, 2024
jdowdinsWhat Is Employers’ Liability Insurance?
Understanding Employers’ Liability Insurance Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their staff. That’s why almost every state prescribes certain statutory benefits for injured and ill employees and requires organizations to have workers’ compensation insurance. The primary […]
September 6, 2024
jdowdinsHow Does Key Person Life Insurance Protect My Business?
As a small business owner, you may employ at least one individual who is essential to your company’s success. This person may be a partner or have a unique expertise that is unmatched throughout the rest of the company. If this person’s exit from the company is planned, such as retirement or voluntary termination, then […]
September 3, 2024
jdowdinsDo I Need Wedding Insurance?
Your wedding day may be one of your life’s most beautiful and monumental moments. However, many of these celebrations include significant financial investments, and lacking appropriate preparedness could derail your day and lead to expensive losses. Wedding insurance may prove to be a valuable precaution in both the lead-up to your wedding and on the […]
August 27, 2024
jdowdinsHow Personal Insurance Works
Insurance can be confusing for a lot of people. Let’s break down personal insurance into understandable terms. Insurance is meant to help pay for damage or losses you sustain or accidentally cause to others. Without it, such incidents could lead to significant financial stress. What Is Personal Insurance? Personal insurance, simply put, can be any […]
August 22, 2024
jdowdinsHow To Protect Your Classic Car
If you purchase a classic or antique vehicle, you’ll want to insure it properly, as it is an investment. **Classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which we will discuss while creating a […]
August 19, 2024
jdowdinsWhat Is Management Liability Insurance?
Running a business entails a multitude of responsibilities and decisions. Whether they are making strategic choices or overseeing daily operations, business leaders are exposed to numerous risks. Management liability insurance consists of a package of policies designed to cover the exposures businesses and their leaders face. It is primarily designed for privately held firms; nonprofit […]
August 16, 2024
jdowdinsTips for Securing Business Interruption Insurance
Business interruption insurance can make all the difference in helping organizations stay resilient amid unanticipated disasters and reduce the fallout stemming from related disruptions. Consider these best practices for purchasing and maintaining adequate business interruption insurance: Perform a risk assessment. An organization’s business interruption exposures and related coverage needs will vary based on its industry, […]
August 15, 2024
jdowdinsWhat Additional Coverages Are Available With Business Interruption Insurance?
Business income and extra expense coverage or business interruption coverage provides financial protection for certain expenses that can arise if a business is forced to pause its operations or temporarily close its doors due to direct physical damage incurred by covered perils. Business income and expense policies also offer additional coverages and extended coverages. This […]