February 17, 2026
jdowdinsDon’t Get Caught Off Guard: Why Homeowners Insurance Gaps Matter
Your home is one of your biggest investments — but many homeowners in Central Texas don’t realize that standard homeowners insurance doesn’t cover everything. With changing weather patterns, rising rebuild costs, and property risks unique to our region, understanding your coverage is more important than ever. Let’s walk through the most common places your policy […]
February 12, 2026
jdowdinsHow Owning an EV or Hybrid Impacts Your Auto Insurance Costs
Electric vehicles (EVs) and hybrids are becoming a common sight across Central Texas, from Georgetown and Round Rock to Austin, Cedar Park, San Marcos, New Braunfels, and San Antonio. With better fuel efficiency, advanced technology, and environmental benefits, it’s easy to see why drivers are making the switch. But while EVs and hybrids can save […]
February 10, 2026
jdowdinsCyber Liability Insurance: Why Businesses Can’t Afford to Go Without It
If your business uses email, stores customer information, takes online payments, or relies on cloud-based software (so… basically everyone), you’re exposed to cyber risk. And while cybercrime might sound like something that only happens to large corporations, small and mid-sized businesses in Central Texas are often the most targeted. That’s where cyber liability insurance comes […]
February 5, 2026
jdowdinsEarthquake Awareness Month: Is Your Home Prepared?
When most homeowners in Central Texas think about natural disasters, earthquakes usually fall pretty low on the worry list. We’re far more familiar with hailstorms, flash flooding, and the occasional tornado. Still, February is Earthquake Awareness Month, and it’s a good reminder that while earthquakes are less common here, they’re not impossible—and preparation is always […]
February 3, 2026
jdowdinsIdentifying Risks in Your Business: Spot Problems Before They Get Costly
Running a business in Central Texas and the Hill Country comes with plenty of opportunity—but also risk. Some risks are obvious, like storms or theft. Others stay hidden until they turn into expensive claims, lost income, or legal headaches. The good news? Many business risks can be identified—and managed—before they become major problems. A proactive […]
January 29, 2026
jdowdinsHow to Bundle Commercial Insurance Policies for Big Savings (and Fewer Headaches)
Running a business in Central Texas isn’t for the faint of heart. Between serving customers, managing employees, and keeping the lights on, insurance often falls into the “I’ll deal with that later” category. The good news? You may be able to save money and simplify your life by bundling your commercial insurance policies. Let’s break […]
January 27, 2026
jdowdins🛠️ Home Renovation Risks: What Every Homeowner Should Know
Thinking about a kitchen makeover, adding that backyard patio, or finally building your dream master suite? Renovations are exciting, but they come with insurance considerations you can’t afford to overlook. Before you swing that first hammer in Georgetown, Round Rock, Cedar Park, Austin, New Braunfels, San Marcos, or San Antonio, let’s break down home renovation […]
January 22, 2026
jdowdinsUnderstanding Workers’ Compensation Insurance: What Business Owners Need to Know
Running a business in Central Texas—whether you’re in Austin, Georgetown, Cedar Park, or out in the Hill Country—means wearing a lot of hats. One you don’t want to forget? Protecting your employees and your business when workplace injuries happen. That’s where workers’ compensation insurance comes in. Even in Texas, where workers’ comp isn’t mandatory for […]
January 16, 2026
jdowdinsStaying Energized in Winter (Even When the Sun Hits Snooze)
Central Texas winters may skip the snow and ice, but those shorter days can still zap your motivation faster than a Monday morning alarm. If you’ve been feeling a little sluggish lately, don’t worry—you don’t need a full lifestyle makeover. A few small, fun tweaks can help bring your energy back to life. Chase the […]
January 16, 2026
jdowdinsStart the Year Strong with the Right Home Coverage
The new year is the perfect time for a fresh start—and that includes your home insurance. While you’re setting goals and getting organized, a quick home insurance review can help make sure your coverage still fits your life today, not last year. What’s changed around your home? Home improvements are a great investment, but they […]