August 21, 2023
AgencyHow To Calculate Your Renters Insurance Needs
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how to calculate your policy needs. What […]
August 16, 2023
AgencyTop 7 Home and Auto Insurance Challenges
Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what […]
August 14, 2023
AgencyDo You Need Renters Insurance?
Many renters mistakenly believe their landlord’s insurance will pay for losses inside their apartment. Although landlords are typically responsible for the physical structure of rented buildings, their insurance coverage generally won’t cover damage to renters’ personal property. Renters insurance can provide financial protection and peace of mind for anyone leasing or renting their current residence. […]
August 9, 2023
AgencyDoes Your Business Need Rental Car Insurance?
Rental Car Insurance Considerations When it comes to renting vehicles for business use, it’s important to understand your coverage options to smooth out any surprise bumps in the road. Since coverage varies from one rental agency to the next, it’s important to know the risks and how to protect against them. For years, we have […]
August 7, 2023
Agency6 Factors Driving Commercial Auto Insurance Costs
The commercial auto insurance space has consistently hardened over the past decade, evidenced by ongoing rate increases, limited capacity and other difficult market conditions. In this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. This is largely due to several cost-driving trends impacting the segment. As such, it’s […]
July 31, 2023
AgencyWhy Does Your Business Need Business Interruption Insurance?
The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. The National Association of Insurance Commissioners estimates that 30-40% of small business owners carry business […]
July 31, 2023
AgencyWhy Does Your Business Need Business Interruption Insurance?
The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions According to the Federal Emergency Management Agency, 25% of businesses don’t reopen after a disaster. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe. The National Association of Insurance Commissioners estimates that 30-40% of small business owners carry business […]
July 27, 2023
AgencyMistakes to Avoid When Applying for Auto Insurance
While purchasing auto coverage is an essential loss control measure, you should also understand potential pitfalls that could affect your costs and coverage, potentially leaving you with insufficient financial security in the future. When applying for auto insurance, avoid the following pitfalls: Failing to list all drivers—Make sure anyone who drives your vehicle is listed […]
July 20, 2023
AgencyHow To Assess Your Business’ Cyber Risks
With cyber attacks becoming more frequent, there’s a growing chance that a business like yours will suffer a data breach or computer attack. It’s rare to find a small business that doesn’t conduct at least some of its transactions and communications online. Computers, tablets and other digital assets serve as the backbone of modern small […]
July 17, 2023
AgencyJuly Is Vehicle Theft Prevention Month
Vehicle theft has soared in the United States in recent years. In 2022, vehicle thefts surpassed 1,000,000—a 25% increase from previous years. This equates to roughly one vehicle stolen every 32 seconds in the United States. To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has […]