September 16, 2021
AgencyWhat is Zero Trust Cyber Security?
Zero Trust Security Explained Traditional cybersecurity protocols can’t keep up with the rapidly evolving modern workplace environment. The complexity of hybrid work, the rising number of fully remote employees and the dramatic increase in the use of cloud-based systems make traditional perimeter security ineffectual. A new security model is needed to keep the corporate […]
September 9, 2021
AgencyHow To Eliminate Household Radon Dangers
Radon is a naturally occurring, radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since a typical home’s air pressure is lower than the pressure in the soil around its foundation, the home can act like a vacuum and draw radon in through any cracks or gaps within its foundation. […]
September 1, 2021
AgencyPreparing for Workplace Emergencies
September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected. Therefore, it is crucial for employees to be prepared for a variety of workplace emergencies (e.g., fires, chemical […]
August 31, 2021
AgencyHow To Reduce Workers’ Compensation Costs
Five Strategies for Reducing Workers’ Compensation Costs When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This […]
August 31, 2021
AgencyMAJ Harvey Storms, Korean War Vet, finally laid to rest 70 years after being KIA
By Will Dowd (Will, Tom’s son, is a Major in the USAF currently stationed in Hawaii at US Indo-Pacific Command) July 27th was the 68th National Korean War Armistice Day. For the first time, that meant something to me. You see, I had just return from a very unique mission, and found myself surprisingly […]
August 27, 2021
AgencyWhat’s Better – Caffeine or Sleep?
A new study in the Journal of Experimental Psychology tested how caffeine and sleep can impact your day and overall effectiveness at completing tasks. Experts revealed that caffeine can help you stay awake if you’re sleep-deprived, but it likely won’t improve your performance on tasks. Caffeine can help you get through the midday slump, […]
August 25, 2021
AgencyWhat Are The Pros and Cons of Run-Flat Tires?
Many vehicles are now equipped with run-flat tires. These tires let you continue driving for nearly 100 miles after a tire puncture or blowout occurs. Such tires allow you extra time to get to a safe, convenient location for a tow or tire replacement. Run-flat tires generally function like regular tires, with a few notable […]
August 24, 2021
AgencyWhat is a single-loss deductible and how does it work?
Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected. If you have two or more separate types of insurance from the same company or have purchased a bundled insurance package, you may be entitled […]
August 17, 2021
AgencyUnderstanding the 80% Rule for Home Insurance
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect […]
August 13, 2021
AgencyFactors That Affect Your Life Insurance Premiums
Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history of underlying medical conditions. While some aspects of your life insurance expenses are out of your control, modifying certain lifestyle factors can help reduce your premium, in addition to making you […]