April 8, 2022
AgencyWhat Insurance Coverages Do HVAC Contractors Need?
Heating, ventilation and air conditioning (HVAC) contractors install, maintain and repair heating and cooling systems in residential and commercial structures. They work with appliances, water heaters, toilets and sprinkler systems in new buildings and existing structures. Due to the wide variety of tasks these contractors perform, they may need specialized coverage to protect against liabilities. […]
March 31, 2022
AgencyHow To Properly Prepare For A Flood
Spring brings warm weather, which means a greater occurrence of heavy rain and storms. These factors increase the likelihood of flooding. Although there is no way to prevent flooding outdoors, there are ways you can stay safe and help protect your property through the following safety tips: Purchase flood insurance. Determine whether flood insurance is […]
March 27, 2022
AgencyApril Is Distracted Driving Awareness Month
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following article for more information on distracted driving and ways you can help prevent it. Distracted Driving […]
March 27, 2022
Agency10 Spring Home Maintenance Tips
As the warmth of spring approaches, it’s easy to forget the damage that winter weather may have done to your house. A bit of spring maintenance now can prevent costly repair bills later. Review these 10 tips for spring maintenance to avoid any unwelcome surprises. Inspect your roof. Repair any damage caused by snow or […]
March 24, 2022
AgencyTips to Save on Gasoline Costs
Gasoline prices have soared across the country, causing many motorists to feel the pinch as they fill up their vehicles. Fortunately, there are several steps that you can take to boost fuel efficiency and cut costs at the pump. Consider these tips to help minimize gasoline expenses. Drive safely. Unsafe driving habits such as speeding, […]
March 17, 2022
Agency5 Ways Cybercriminals Target Your Business
These days, cybercriminals are organized and well-funded. Unlike a lone threat actor, ransomware groups will reinvest a portion of their profits into hiring and training talented cybercriminals, making them more dangerous to organizations. As ransomware tactics evolve, it’s important for organizations to be up to date on current ransomware techniques. Here are five ransomware threats […]
March 8, 2022
AgencyYouth Camp & Excursion Liabilities for Nonprofits and Religious Organizations
Nonprofits and religious organizations commonly host youth camps, excursions and other activities during the summer in Cedar Park and surrounding areas of Central Texas. Whether your organization runs single-day retreats, multiday camps or overnight outings, it’s important to have appropriate policies and procedures to keep children safe. A good safety plan begins before camp starts […]
March 1, 2022
AgencyUnderstanding Factors That Affect Your Insurance Premium In Cedar Park
Home insurance policies differ from person to person and place to place. There are determining factors that will influence your home insurance premiums in Cedar Park. These factors can include things such as: Claims history—Your insurance company will assess claims you’ve made in the past to determine your premium. Marital status—Married individuals typically file fewer […]
February 10, 2022
AgencyHow Social Inflation Impacts Commercial Auto Insurance And What Your Business Can Do To Minimize The
In recent years, social inflation has become a growing concern within the commercial insurance market. Social inflation refers to the rising costs of insurance claims. These inflation issues are the result of several societal shifts, such as increased litigation funding, tort reform challenges and deteriorating public sentiment toward corporations. Although social inflation has affected […]
February 4, 2022
AgencyDo You Need Personal Cyber Insurance?
Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes […]