January 3, 2023
AgencyLife Insurance Review
The new year is a great time to review your life insurance policy to ensure you understand your coverage and benefits and confirm the coverage is still meeting your needs. Life Insurance Checklist Review your life insurance policy summary*, and follow this checklist to understand your current coverage: Review and understand type, amount and length […]
January 3, 2023
AgencyWhat Does The Certified Insurance Counselor Designation Mean For Our Clients?
At Dowd Insurance Agency, our team includes 3 Certified Insurance Counselors. Tom Dowd, Peter Khoury and Jenn Dowd have all completed the rigorous certification process to earn one of the most respected designations in the insurance industry. What Does That Mean For Our Clients? Today’s insurance and risk management industry is vast, complex, and full […]
December 21, 2022
AgencyWhy Private Companies Need D&O Insurance
Directors and officers (D&O) insurance provides corporate directors and officers with coverage for managerial decisions that negatively impact the company. This insurance may generally cover legal fees, settlements, and other costs related to their defense. All types of businesses should seriously consider D&O insurance, but there’s a common misconception that private companies may not need […]
December 14, 2022
AgencySurprise! Is that gift a liability risk?
Is an e-bike, scooter or hoverboard on your or a loved one’s wish list this holiday season? These and other micromobility devices often come with surprises of their own, like an increased liability risk. Do you have a coverage gap? In the event of an accident, owners of e-bikes, scooters and other micromobility devices could […]
December 12, 2022
AgencyHow To Properly Insure Your Home During A Remodel
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Before you begin construction, there is one more thing that you need to do—talk to Dowd Insurance Agency! The Basics When undertaking a remodeling project, people often forget to review their insurance […]
December 9, 2022
AgencyInsuring The Holidays
At Dowd Insurance, we want you all to have a safe and happy holiday. The holidays are a busy time of the year, and we usually don’t think about the holiday mishaps that can occur. Here are some tips about those things we don’t normally think about when planning the holidays: Update Your Home Inventory […]
December 2, 2022
AgencyWhat Is Driving Car Insurance Rates Up?
Are you frustrated with increasing car insurance premiums? While a lot of personal elements go into what you pay for car insurance – vehicle choice and driving history – there are plenty of factors that affect everyone across the board. Here are some of the key elements driving today’s auto insurance prices: Pricier Tech – […]
November 28, 2022
AgencyWhat Is Smishing and How Do You Protect Against It?
Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. WHAT IS SMISHING? Smishing relies on the same tactics […]
November 21, 2022
AgencyCybersecurity Tips For Online Shopping During The Holidays
During the holiday season, it’s often easier to shop online for gifts for your loved ones. But while online shopping can save you the trip to the store, it also comes with cybersecurity risks. Online shoppers are often the top targets for cybercriminals – especially during the holidays. In fact, according to a recent survey […]
November 17, 2022
AgencyPolicyholder Duties Following a Commercial Property Loss
Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies. Here are common duties most policies require insureds to uphold in the event of a loss: Notify the police if any laws […]