Commercial General Liability Insurance Tips

Tips for General Liability Insurance Buyers

• Work with risk management experts to educate yourself on key market changes affecting your rates and how to respond using loss control measures.
• Adopt proactive safety and risk management measures to minimize incidents that could lead to lawsuits, such as employee training and stringent safety protocols. Create an active assailant response plan that includes evacuation procedures, staff training and communication protocols to mitigate and protect employees.
• Keep detailed records of your company’s protocols and risk management measures to streamline the claims or litigation process. Documentation, such as written policies, training logs, inspection records and incident reports, can serve as valuable evidence that your business has taken reasonable steps to reduce risk.
• Communicate transparent data collection practices to employees and customers, ensuring they understand how their biometric data will be used and stored.
• Create workplace policies and procedures aimed at minimizing PFAS exposures. Consult legal counsel to ensure compliance with applicable PFAS legislation.
• Examine your general liability coverage with trusted insurance professionals to ensure your policy terms and limits match your insurance needs, and consider adding endorsements where needed.

If you’re ready to shop your commercial general liability insurance, contact us for a free insurance review and quote.